SSI due July 1: The surprise in Social Security’s August payment schedule

supplemental security income citizens SSI Payment

Supplemental Security Income (SSI) payments are generally due on the first day of July. However, there can be changes when the first day falls on the weekend or it is a Federal holiday.

Since the Social Security Administration cannot send payments when offices are closed, they need to be re-scheduled. Therefore, SSI recipients may get money a day or two in advance.

SSI on July and eligibility

If you are on Supplemental Security Income, the only payment date in July is on the 1st. Thus, all eligible recipients will get their check or direct deposit on the same day.

SSDI and retirement benefits have 4 different paydays every month though. What is more, some SSI recipients can still get more money in July. Social Security allows these recipients to get retirement or SSDI at the same time.

Citizens who qualify for Supplemental Security Income may get Social Security on July 3 if eligible. As for the maximum amounts, SSI can give beneficiaries up to $943 (individuals) or $1,415 (married couples) Average payments are worth $697 as of May 2024.

Can changes in income affect SSI payment dates?

Yes, changes in your income can affect your Supplemental Security Income (SSI) payment dates and amounts

Report income changes to the Social Security Administration (SSA) right away. This is crucial. It affects your SSI eligibility and payments. You have until the 10th of the next month to report changes. Income changes affect SSI payments two months later. For example, a June income change impacts your August SSI payment. Higher income, from wages or benefits, lowers your SSI. Lower income might increase it.

If you start, stop, or change work, inform the SSA quickly. Your earnings directly impact SSI. Failing to report changes or providing false information leads to problems. This includes overpayments, reduced payments, and losing benefits. You can report changes by calling, using the app, going online, or visiting in person. Keep pay stubs for proof.

What are the reasons for changes in SSI payment dates?

Exceptions to the standard SSI payment schedule: If you receive both Social Security and SSI benefits, you’ll get SSI on the 1st and Social Security on the 3rd. If your payment day is a weekend or holiday, you’ll be paid the prior weekday. If you started social security before May 1997, you’ll be paid on the 3rd of every month, regardless of your birthday.

Changes in your income or your family’s income can affect your SSI payments. You need to report these changes. They might impact your payments two months later. If you have a child under 18 on SSI, changes in their income or the income of others at home can also affect payment dates. Similarly, events like getting married, a child turning 18, or a student aged 18-22 starting or stopping full-time school attendance can change SSI payment dates. Be sure to report these events.

When will the August SSI payment be scheduled?

Bear in mind that there are 12 payments per year for Supplemental Security Income recipients. Nevertheless, some months you may receive 2 checks, and none the next one.

This happens when the first day is on the weekend or a holiday and the payment is sent in advance and in the previous business day. August 1 will be the normal SSI payday.

The payment for September will not be sent on the first. Instead, it will be due on August 30. So, there will be no Supplemental Security Income in September and 2 payments in August. Anyway, save the money because you will need it for the next month.