Now 120K points after $6K spend with no annual fee on the Chase Ink Business Unlimited

There’s a new offer out on the Chase Ink Business Unlimited card that’s good for 120,000 Ultimate Rewards points after $6,000 in purchases in the first 3 months. That’s an incredible offer on a card with no annual fee (though it’s worth noting that a couple playing the game in two-player mode can do almost as well at any time). The catch is that this offer is primarily available in-branch through a Business Relationship Manager.

The Offer

• In bank branches, some Chase Business Relationship Managers can provide an offer on the Chase Ink Business Unlimited card that is good for 120,000 points after $6,000 in purchases within the first 3 months.
• Alternatively, you can try this link, but proceed with caution; if this offer was not intended to be available to you, Chase could potentially take adverse action.

Quick Thoughts

While the bonus here shows up as $1,200 after $6,000 in purchases, the bonus is awarded as 120,000 points. If you have other Chase cards, you can combine points among the cards you own or with one other person in your household or one co-owner of your business (and then on to partners if you combine them to a card that allows transfers).

That makes this bonus incredibly valuable given Chase’s transfer partners, but keep in mind that the Ink Business Unlimited does not feature the ability to transfer to partners. You’ll need a card like the Chase Sapphire Preferred, Chase Sapphire Reserve, or Chase Ink Business Preferred in order to move points to partners.

It’s worth a mention that if you’re playing the game in two-player mode, this new offer might not be a huge draw. That’s because the standard offer on this card via a referral link is for 75,000 points after $6,000 in purchases, but the referrer could also get 40,000 points for the successful referral. In a two-player household, that would be a total of 115,000 points — and that would be available any time. When Chase previously featured an offer for 90K points on this card, a two-player household would have actually earned even more points.

Those who have recently applied will likely wonder if Chase will match this 120,000 point offer. I wouldn’t expect that given that the card offer is listed at 75,000 points in other places, but if you ask nicely the worst they will say is no.

Overall, this is certainly an incredibly intriguing offer for a card that features no annual fee and offers a respectable 1.5 points per dollar spent on all qualifying purchases.

H/T: MEAB