For the average spender, the HSBC Cashback Credit Card offers savings on practically all basic expenses. Using this credit card, consumers can save a significant amount of money because it provides 1.5% uncapped cashback on other purchases and 10% cashback of up to Rs. 1,000 per month on food-related expenses, which include grocery, dining, and meal delivery. This card offers domestic lounge privileges, a spend-based welcome bonus, and cashback.
People seeking a credit card with various advantages across categories might, therefore, need to consider other possibilities. But this card can come in handy if you want to save money on your everyday purchases and would instead get direct cashback than brand discounts or reward points.
Customer Experience
HSBC’s reputation for providing intuitive online banking services greatly enhances the HSBC Cashback Credit Card experience for customers. With the bank’s mobile app and online banking page, cardholders may easily track their spending, check their cashback earnings, and handle their accounts while on the go.
Personal spending habits can be used to tailor cashback categories, for example. Choosing the categories where they receive accelerated cashback rates allows cardholders to optimize their benefits in the areas most closely align with their lifestyle.
HSBC also typically has good customer service, and there are phone, email, and live chat options for help. The bank’s staff is usually informed and helpful, and they make sure that any questions or worries are answered right away.
Source: HSBC Cashback Credit Card: Review, Eligibility, How To Apply?
