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There are many passive-income apps out there, and some, like McMoney, pay you to receive text messages on your Android phone.
Read on to learn how the McMoney app works and whether it’s worth downloading and installing to receive SMS messages on your smartphone.
See some other apps that pay you as well.
What Is the McMoney App?
McMoney is an app that’s owned by CM.com and registered in the Netherlands. The app sends text messages to Android phones to test and improve the reliability and quality of its text message delivery network. It also assesses how mobile devices operate and work together.
Once you install the Android app, you can begin to securely receive random test SMS messages and earn extra cash. Only Android devices allow McMoney to process the results of the test SMS messages; so, if you have an iPhone, you’re out of luck.
How Does McMoney Work?
It’s easy to start earning money on the McMoney app in only four steps:
- Download McMoney on your Android phone.
- Install the app and complete the three-step registration process.
- Verify your mobile number, and you’ll begin receiving periodic SMS messages within three days.
- Money is deposited toward your account balance whenever you receive a test message.
McMoney sends random test messages with words such as “McMoney,” “Test” or “Hello.” There’s no need to reply — you can either delete or ignore them. McMoney recognizes the text in a 16-digit SMS code. If the code hasn’t been modified, it’s considered legitimate, and you can get paid to receive the message.
McMoney App Pros and Cons
Like almost every other mobile app, McMoney has its positives and drawbacks.
Pros
- Receive a cash bonus for family and friend referrals.
- Cashout payments are easily and conveniently withdrawn through PayPal.
- McMoney is free to use.
- Receive a welcome bonus after registering your phone number.
Cons
- A minimum of $5 is required for cashouts.
- You can download and manually install the app only from McMoney’s website.
- McMoney controls your earning potential.
- It’s available only on Android mobile devices.
How Much Money Can You Expect To Make Using McMoney?
You’ll get paid for every text message that you receive from and that is recognized by CM.com’s servers. The payment amount per SMS message varies by country and appears in the “Earnings” area of the app.
Because there’s no guaranteed price, your payment amount depends on:
- The number of messages you receive
- The message payment rate
- Your number of referrals
- Your country
- Your mobile phone carrier
Users who tested the app reported receiving approximately two text messages per week and receiving about $0.02 per message, which is less than $0.20 per month.
Referral Bonus Program
As a McMoney user, you can earn extra money by referring people to the app. You’ll receive a referral code to share with your friends and family. When your referrals sign up, you both will receive a bonus code. You can refer as many people as you like. Users have reported receiving between $0.10 and $0.25 in bonuses per active-user referral.
There’s a catch to receiving your referral bonus money, though. Referral bonuses are separate from your regular SMS message earnings. McMoney will add your referral bonus to your account balance when you request to cash out. However, as with regular payouts, you must receive a minimum number of text messages from CM.com to unlock your referral bonuses.
If you’re referred by a McMoney user, you can use the referral code only during your initial registration.
Is the McMoney App Worth It?
Suppose you’re interested in helping a company test and improve its SMS messaging customer service and delivery process while getting paid a small amount for each message you receive. In that case, the app might be worth installing on your Android phone. McMoney is a legitimate cash-earning app, but don’t expect to become rich. View it as a simple way to earn passive income with little effort.
If you’re still on the fence, here are some other things to consider:
- The minimum payout amount is displayed on the app’s start screen and varies by country. CM.com charges for money transfers.
- You’ll get paid for every SMS message that McMoney sends to your Android phone.
- McMoney ensures your privacy and security. The app can’t read your other incoming messages. Only SMS messages with the correct 16-digit code are forwarded to the server.
If you decide to try it out, you can always delete the McMoney app from your Android phone. This will stop it from sending you text messages and end your earnings, but don’t be surprised if CM.com still sells your phone number and other information to third parties.
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Source: How To Make Cash With the McMoney App Every Time You Receive a Text
