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The Pound Sterling oscillates in a tight range near 1.2750 against the US Dollar ahead of the US inflation data for November. Economists expect the Fed to cut interest rates by 25 bps after the policy meeting on December 18. Investors await the UK monthly GDP data to get cues about the current status of the economy. The Pound Sterling (GBP) trades in a tight range near 1.2750 against the US Dollar (USD) in Wednesday’s London session. The GBP/USD pair consolidates as investors appear to be sidelined ahead of the United States (US) Consumer Price Index (CPI) data for November, which…

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In the spirit of the season, we are using our annual “12 Days of California Labor and Employment” blog series to address new California laws and their impact on employers. On the fifth day of the holidays, my labor and employment attorney gave to me five golden rings and SB 988. Freelance Worker Protection Act (FWPA) On July 1, 2023, the Los Angeles Freelance Worker Protections Ordinance went into effect. It was designed to ensure that freelance workers were treated fairly and received the compensation that was due. Adopted in 2024, SB 988, also known as the Freelance Worker Protection…

Coverage terms like “medical necessity” that are vague and open to interpretation set the stage for disputes, said one former physician executive at a Twin Cities health insurer. This is particularly true for the sickest patients most in need of expensive care, the executive said.“The consumer gets caught in the middle — that’s probably the main problem,” said the executive, who requested anonymity due to threats against insurers. “And they don’t know their appeal rights well. … All of this plays out in a setting where health care is ridiculously expensive. It’s such a mess.”Patients can request the contract documents…

Starting a side hustle or small business doesn’t need to break the bankgetty Around this time of the year, you’ve likely spent your salary, some of your savings, and perhaps maxed out your credit cards, on purchasing gifts for loved ones, traveling, and ensuring you’re well prepared for the Christmas holiday season. Which means that by the time the new year pops around the corner, you won’t have anything left to invest in building supplemental income to boost your salary for the coming year. 7 Side Hustles You Can Start With $0 In 2025 To prevent you from being stuck…

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Follow-through will be a Key Indicator Follow-through from here will be key. There is upside potential if today’s high is exceeded as it should be gold back above the trendline and further confirm a failure of the bear flag. A top purple parallel line is shown on the chart for the top of the flag. Although a sustained advance above the trendline would indicate strength, a rally above the recent swing high at 2,721 would be needed to trigger a bullish reversal of recent bearish correction. Bullish Momentum Kicks In Today’s bullish momentum follows a breakout of an inside week…

The gender pay gap in the US is persistent — the average woman makes just 84 cents for every dollar earned by a man — and the gig economy is no exception. To illustrate America’s freelance pay gap, OnDeck analyzed the hourly rate charged by over 9,000 US-based freelancers across 11 work categories, then calculated the difference in rates between men and women in each state. Overall, men charge 26.4 percent more for freelance work than women do. The average hourly rate for women in the US is just $59.70, compared to $75.44 for men. Wyoming has the biggest pay…

Dave Ramsey has warned Americans of a costly Medicare mistake that could lead to lifelong penalties.The finance guru said it is a big healthcare decision that people need to understand – and it is important they make a timely move when they reach a certain age. Medicare is health insurance for retirees over the age of 65, or those with a disability or certain diseases. It comes in a few different parts. Part A covers hospital costs, while Part B covers expenses like doctor visits and outpatient care for $174.70 per month.The Ramsey Show host said it is crucial Americans enroll in the program at the…

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