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SAN FRANCISCO — As Apple and Google transform their voice assistants into chatbots, OpenAI is transforming its chatbot into a voice assistant.On Monday, the San Francisco artificial intelligence startup unveiled a new version of its ChatGPT chatbot that can receive and respond to voice commands, images and videos.The company said the new app — based on an AI system called GPT-4o — juggles audio, images and video significantly faster than previous versions of the technology. The app is available free of charge, for both smartphones and desktop computers.Sign up for The Morning newsletter from the New York Times“We are looking…

Americans owe a collective $1.12 trillion on their credit cards, according to a new report on household debt from the Federal Reserve Bank of New York.Although credit card balances fell by $14 billion in the first quarter of 2024, in line with typical spending patterns after the peak holiday season, credit card delinquency rates rose — especially among young adults, or borrowers between the ages of 18 and 29, who are burdened by high levels of student loan debt and high costs across the board, the New York Fed found.These Generation Z borrowers also have shorter credit histories and lower credit limits, making…

Human Interest By Alex Mitchell Published May 14, 2024, 11:23 a.m. ET Michael Bommer’s days are numbered but his presence will carry on — thanks to artificial intelligence. Everything changed for Bommer, a 61-year-old software designer from Berlin, Germany, when he received a devastating colon cancer diagnosis two years ago. After many procedures and ups and downs, the married father of four has recently come to terms with these next few weeks likely being his last. But his family may never truly have to say goodbye: Bommer meticulously input his intimate recollections, speech patterns and overall knowledge into a first-of-its-kind,…

Eight students affiliated to different colleges of Bharathidasan University(BDU) met the district collector M.Pradeep Kumar with a petition to conduct inter-college powerlifting competition for the last academic year. “We have prepared for the competitions across the year. Amongst us we have national level winners in this sport. Only after an intercollege competition under the university, we can go to national level competitions. No inter-college competitions were held for us this year so far. We urge the district administration to ensure the BDU conducts this competition for us to fulfil our ambition in sports.” said a student. An official incharge of sports…

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Donald Trump’s fixer-turned-foe awaits a bruising round of questioning from the former president’s lawyers on Tuesday after testimony that linked the celebrity client to all aspects of a hush money scheme that prosecutors say was aimed at stifling stories that threatened his 2016 campaign. Michael Cohen returns to the stand Tuesday as the prosecution’s star witness, where a day earlier he delivered matter-of-fact testimony that went to the heart of the former president’s trial. “Everything required Mr. Trump’s sign-off,” Cohen said. He placed Trump at the center of the hush money scheme, saying he had promised to reimburse money the…

Ah, Pinterest. The Land of unending DIY projects, tantalizing recipes that throw your diet plans right out of the window, and mood boards for weddings that might not happen for another decade. We’ve all spent hours on this addictive platform, pinning away like no tomorrow. But did you know that amidst this fun-filled activity, you could stumble upon a goldmine for your blogging business? In this article, I’ll explore the best ways to use Pinterest for blogging. With this platform, you can drive more traffic and grow your blog faster than ever, ensuring you not only launch a successful blogging…

Young adult woman walking up the stairs with sun sport background.getty A rise in the frequency of freelancers has been a constant trend in the last five years. A recent study from 2020 to 2023 showed a 90% growth in the number of freelancers across the US—around 72.1 million Americans. Besides an increase in the volume of freelancers, freelancing is proving to be a viable, high-earning, and sustainable career path. 4.6 million individuals are making over $100,000 as independent freelancers, up 53% since 2020. Number of $100k+ Independents Increased 5% to 4.6 MillionMBO Partners, State of Independence in America 2023…

USD/JPY rises to 156.50 with eyes on crucial US inflation readings. Investors expect that the fed will start lowering interest rates from September. Japan’s Q1 GDP will indicate the economic strength. The USD/JPY pair extends its upside to 156.50 in Tuesday’s European session. The asset strengthens as investors turn cautious ahead of the release of the United States Consumer Price Index (CPI) data for April and the Japan’s preliminary Q1 Gross Domestic Product (GDP) data. The US inflation data will force traders to reassess market expectations for Federal Reserve’s (Fed) rate cuts, which financial markets anticipate that the central bank…

Rapper Tupac Shakur performs at the Regal Theater in Chicago, Illinois in March 1994. Raymond Boyd/Getty Images hide caption toggle caption Raymond Boyd/Getty Images Rapper Tupac Shakur performs at the Regal Theater in Chicago, Illinois in March 1994. Raymond Boyd/Getty Images In late April, Senator Thom Tillis (R-North Carolina) began his testimony before a Senate subcommittee hearing by doing something unusual for a stuffy institution like Congress: He played a new song from the rapper Drake. But it wasn’t Drake’s rap verse that Tillis felt was important for Congress to hear. Rather it was a verse in the song featuring…