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Many credit card users across the country have reported that they continuously receive emails regarding credit balance refunds long after their credit card accounts have been officially closed.These mails and messages can cause confusion, doubts and speculations especially when credit card users are unsure about the final status of their outstanding balances or their refunds.Such a situation generally arises because the refund process is ongoing or the accounts final settlement is not yet complete. It is important to take into consideration that even after a credit card is closed any pending refunds or dues such as those from returned purchases…

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Key points:Bitcoin fell below the $100,000 support on Sunday, but a rebound could depend on how US stock futures open.Bitcoin’s weakness has pulled ETH, XRP, SOL, and HYPE below their respective support levels.Bitcoin BTCUSD nosedived below the psychological $100,000 support on Sunday as traders digested the US strike on Iran’s nuclear facilities. Popular trader Cas Abbe said in a post on X that Bitcoin could drop toward the $93,000 to $94,000 zone before starting a reversal. Bitcoin’s weakness has spread to several major altcoins, which have entered a deeper correction by breaking below their respective support levels. This suggests the sentiment…

Gold Technical Analysis Video: After the Bomb on Iran’s Nuclear PlantGold Futures Technical Analysis: Crucial Levels to Watch Before the Market OpensAs traders prepare for the opening of the gold futures market, understanding key technical levels and potential scenarios is crucial. In the following video, Itai Levitan from ForexLive (soon transitioning to InvestingLive.com this summer) provides a comprehensive pre-market analysis highlighting critical junctures and strategic trading considerations.Key Technical Observations:Strategic Trading Scenarios:Bullish Scenario:Traders seeking confirmation may consider waiting for two consecutive hourly closes above 3,390.An optimal long entry could be around a retest near 3,382, with a prudent stop-loss just below…

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ITR filing: Understanding the appropriate tax filing requirements is essential for freelancers. (AI image) Income Tax Return (ITR) e-filing FY 2024-25: ITR filing may be relatively straightforward for salaried individuals, but what about gig workers and those who earn through freelancing? With the rise of freelance and gig-based income, many individuals are unsure how to report such earnings correctly.The ITR filing for FY 2024-25 (AY 2025-26) has been partially thrown open on the Income Tax Portal incometax.gov.in. Individuals who have to file their tax returns using ITR-1 or ITR-4 forms can now do so. So which ITR form should gig…

Dear Liz: If someone inherits my retirement account, is there any way they can avoid having their Medicare premiums increased for one year?Answer: A large-enough retirement account could affect their Medicare premiums for up to 10 years, not just one.Normally inheritances aren’t taxable, but retirement accounts are the exception. Withdrawals from inherited retirement accounts are usually taxable as income, and most non-spouse inheritors must drain a retirement account within 10 years. Withdrawals from inherited Roth accounts aren’t taxable, but the accounts still must be drained by the inheritor within a decade.If the inheritor is on Medicare, taxable withdrawals could boost…

XRP’s on-chain metrics are reportedly painting a foreboding picture for its price outlook, as data shows a steep 80% decline in new wallet creation over the past five months. This drop in network activity has sparked divided opinions between two expert analysts, with one casting doubts on XRP’s ability to reclaim the $3 mark, and the other rejecting such bearish predictions. XRP Price Surge To $3 StalledIn a recent X (formerly Twitter) post, crypto analyst the ‘Coin Bureau’ highlights that XRP’s momentum appears to be fading fast as new on-chain data from Glassnode reveals a staggering 80% drop in wallet creation…

In turbulent times when global crises and economic slowdowns unsettle the stock markets, seasoned investors adopt a different mindset. Amid falling prices and waning enthusiasm, their conviction shines. As fear and uncertainty rise, these wise individuals recognize opportunity where others hesitate, planting seeds for future prosperity when conditions seem bleak. “The stock market has been suffering. The bull market that witnessed the past five years is no longer in the same momentum. The world crisis and slowdown have affected the markets. Many have become cautious, and even SIP investments have slowed down. The general middle‑class mentality is to invest when…