Author: admin

“We stick with lenders who understand this world, like Nationwide and Skipton,” said Hines. “They’ll use current contracts, even if there are only a few weeks left, so long as there’s a proven track record in the industry.” Misconceptions limit access One enduring myth is that freelance creatives are financially unstable. Hines sees the opposite. “I’ve done dozens of cases with Nationwide, and I bet none have defaulted,” she said. “They’re constantly working—it just doesn’t look like a typical nine-to-five.” The industry is far from niche. According to government figures, 28% of jobs in the UK’s creative industries are self-employed…

Broadcom (AVGO) has rejoined the elite group of trillion-dollar market cap companies, rebounding over 70% since April’s peak in trade-related bearish sentiment. Much of this volatility stemmed from Broadcom’s substantial exposure to China, as a large share of its semiconductor revenue—still more than half of total sales—remains vulnerable to tariffs, unlike its more insulated software segment, including VMware. Broadcom’s stock had already been under pressure as excitement around DeepSeek—a Chinese startup promoting a cost-effective, open-source AI model—led investors to reassess the broader AI landscape, especially for U.S.-based players. However, when news broke that semiconductors would be excluded from the latest…

Coconut, the North West-based fintech company, has been recognised as an approved software provider of HMRC’s upcoming Making Tax Digital for Income Tax (MTD IT).As HMRC rolls out significant changes to how sole traders, freelancers and landlords submit their tax returns, Coconut’s simple, intuitive software stands out as a solution designed to make things easier for sole traders and landlords. From 6 April 2026, HMRC is shaking up the way tax returns work for around one million sole traders and landlords earning over £50,000 per year. A further 1.2 million will be affected in 2027, when the income threshold drops…

Weekly Support at $3,293 The interim higher swing low at $3,293 is also a weekly low and close to the previous week’s low at $3,296. Together, they identify a potential significant weekly support level. Therefore, a sustained drop below $3,293 could see a burst in momentum as the possibility of a failure of support at the 50-Day MA would increase. If a weekly breakdown occurs then there is potential support at the crossover of two trendlines, at $3,271, and an earlier higher swing low at $3,245. Alternatively, if a breakdown is followed by a quick recovery above prior lows, then…

DCMS will appoint a creative freelance champion, to advocate for the sector’s freelancers it has been announced. As part of the Creative Industries Sector Plan, published alongside the government’s Industrial Strategy today (23 June), the postholder will work across government departments and be a member of the Creative Industries Council. The move follows longstanding calls for such a figure to support freelancers amid concerns about unsustainably low levels of pay and poor working conditions.Terms of reference will be developed with industry and the freelance champion will be appointed later this year. Doubling business investment More broadly, the Creative Industries Sector…

Nearly seven months after the fatal shooting of an insurance CEO in New York drew widespread attention to health insurers’ practice of denying or delaying doctor-ordered care, the largest U.S. insurers agreed Monday to streamline their often cumbersome preapproval system.Dozens of insurance companies, including Cigna, Aetna, Humana, and UnitedHealthcare, agreed to several measures, which include making fewer medical procedures subject to prior authorization and speeding up the review process. Insurers also pledged to use clear language when communicating with patients and promised that medical professionals would review coverage denials.While Trump administration officials applauded the insurance industry for its willingness to…

The gig economy has undeniably reshaped modern work, offering flexibility and new income streams for millions. However, this burgeoning sector is increasingly capturing the attention of the Internal Revenue Service (IRS), signaling a period of intensified scrutiny for freelancers and independent contractors. Recent data and official statements indicate that the IRS is sharpening its focus on tax compliance within this non-traditional workforce, particularly for the 2025 filing season and subsequent years. An internal IRS report titled “Compliance Initiatives for Non-Traditional Workforces” pointed out that underreporting income and making incorrect deduction claims are prevalent among this group of earners, prompting a more…

(Reuters) -BlackRock said on Tuesday it had launched a Texas-focused exchange-traded fund, as the state gains traction as a rising hub of economic activity in the United States. The Lone Star State’s low taxes, business-friendly policies and growing tech and energy sectors have attracted investors and asset managers looking to tap into its long-term growth potential. BlackRock said iShares Texas Equity ETF will invest in companies headquartered in the state. The world’s largest asset manager said Texas is home to one in ten publicly traded U.S. companies, and that more than 300 firms have relocated their headquarters to the state…

Check on Youtube

Freelancing sounds like freedom—and it can be. No boss, no commute, no forced “team-building” exercises. But let’s be honest: that freedom can also feel like freefall.  No predictable paycheck. No employer-funded retirement. No safety net unless you build one yourself. And in 2025, with the economy shifting under our feet every few months, financial security isn’t just smart—it’s survival. So, how do you actually do that? You need tools. Systems. A little digital scaffolding to hold your business—and your sanity—together. Below are the essential tools freelancers should lean on this year to stay secure, solvent, and maybe even sleep better.…