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The world of work has changed. Companies are increasingly looking to hire international freelancers, especially in Latin America. But with that opportunity comes the headache of cross-border payments. If you’re a startup thinking of paying contractors overseas using crypto, you might be wondering how to navigate the waters of international payroll solution, right? Well, I’ve got some thoughts on this. The Good: Why Hire International Freelancers First, let’s talk about the good stuff. Hiring international freelancers gives companies access to a massive pool of talent. You can find experts in fields that might not be available locally, which is pretty…

Freelancers have long been hailed as the agile foot soldiers of the digital economy. But when ChatGPT launched out of nowhere in late 2022, many of these independent workers found themselves adapting to a different kind of disruption: Their competition is no longer solely human. New research from Wharton management professor Manav Raj shows how the release of the generative AI chatbot upended the online labor market by quietly and dramatically altering how workers carry out tasks, and accordingly, how they compete for jobs. The study analyzes millions of records on a leading global freelancing platform, before and after…

Freelancing gives you a lot of flexibility, but you also have to stay organized and on top of your work. And yes, that includes having a business bank account — not just a personal bank account — if you work as a freelancer. These accounts offer benefits personal accounts can’t, like the abilities to send invoices, monitor your business cash flow, prepare for tax season, make bulk deposits, stay on a budget, and more. The best bank accounts for freelancers make it easier to perform these vital tasks while helping you save time and money. Our top picks…

We had the good fortune of connecting with Casey Carroll and we’ve shared our conversation below. Hi Casey, what role has risk played in your life or career?I have to admit, since my divorce in 2017, my whole life has felt like one big risk. Not long after, someone close to me said, “The world is your oyster, Casey.” It was like someone flipped on the lights in a dark room. Yes, I was heartbroken over what I’d lost, but also, yes, the possibilities were suddenly endless. No partner. No mortgage. No kids. I could do all the things that…

The best accounting software for freelancers and self-employed professionals is affordable, has strong invoicing features, can easily track expenses and may automatically track mileage. At a minimum, these products should help keep business and personal finances separate, while facilitating communication with clients to ensure you’re paid on time. Some products are made specifically for freelancers, the self-employed and other microbusinesses, but more robust, multiplan small-business accounting software can work, too. Though higher-tier plans may be more suitable to small businesses with employees, the more basic plans are often adequate for freelancers and the self-employed. Here are our picks for the…

This guide breaks down what you need to know if you’re self-employed in Switzerland, from income tax rates and registration requirements to deductions, VAT and compliance rules. Understanding how allowances work and selecting the right tax regime are crucial steps toward keeping more of your earnings and building a sustainable freelance career in Switzerland. Key takeaways: banking in Switzerland for expats Understand the tax layers: Income is taxed at federal, cantonal, and municipal levels, so your location makes a difference to your final bill. Register early: Set up with your AHV/AVS office once you start, and add VAT or Commercial…

Do degrees still matter?For decades, a college degree was the ticket into the professional world. Employers used it as an indication of intelligence, persistence, and competence. But that assumption no longer works. Skills — not schools — are becoming the new hiring currency in modern workplaces, including those leaning into AI, reports Upwork, an online marketplace for hiring skilled freelancers.Why degrees aren’t as important to employers anymoreEmployers are moving away from relying on degrees as the primary signal of potential. Instead of asking, “Where did you study?” they’re asking, “What can you do?”A survey from The Upwork Research Institute shows…

“Security, opportunity and respect are the foundations with which freelance workers in Scotland can build their lives around”. Photo: Shutterstock. The Fair Work for Freelancers checklist aims to tackle pay insecurity, poor working practices, bullying and harassment, and to provide clarity on intellectual property rights and union engagement. Employers funded through Creative Scotland are being encouraged to adopt the checklist as part of their commitment to Fair Work principles. Freelance and Forgotten The checklist follows the publication of Freelance and Forgotten, a report by unions and the STUC which exposed poor working conditions and exploitation across Scotland’s…

Are you a freelancer or thinking about becoming one? Join us for a Freelancer Networking & Panel Talk on Thursday 20 November from 5:30–7:30pm in the Career Studio / Sir Peter Rigby Centre for Enterprise on campus. This informal and friendly evening is open to students, recent graduates, and early-career professionals from across the Liverpool City Region offering a chance to connect, learn, and share experiences. Enjoy free pizza and refreshments, hear from poet Joseph Roberts and a panel of experienced freelancers, and take part in open discussions on getting started, managing clients, building your reputation, and balancing freelance life. Schedule: 5:30–6:00pm | Welcome &…

Article contentA Tomahawk man who police called “a prolific property offender” and who was under a Canada-wide warrant was apprehended in the Mayerthorpe area recently.Article contentDaniel O’Donnell, 38, was caught as a result of a police operation on Oct. 22.Article contentAccording to the Alberta RCMP, a stolen vehicle was found in Lac Ste. Anne County, and police believed the suspect had it.The RCMP Western Alberta District Crime Reduction Unit (CRU), using RCMP helicopters and remotely piloted aircraft systems (drones), put the suspect under surveillance.The CRU unsuccessfully attempted to use a tire deflation device to stop the suspect’s vehicle, but an RCMP…